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  Retirement: How to Get the Most Out of Retirement.

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Information and Resources to Help You Enjoy Your Retirement to the Maximum

Retirement Experts: a Huge Directory of the Internet's Best Retirement Information:

Retire to a Tropical Island on a Social Security Budget

Retire in style to a Tropical Caribbean Island on your social security?   Margarita Island, Venezuela is a tropical island paradise... where bolivars can take you far! Find out how you can retire there in style and comfort on $800 a month.

Retire and See the World with Elderhostel

Elderhostel  "Adventures in Lifelong Learning.... If you’re 55 or older, we offer you the world’s most diverse and affordable selection of programs exclusively for older adults – programs that excite your imagination, sharpen your intelligence, open you up to new experiences, and put you in touch with interesting new people in exciting places.

"Pan for gold in the Yukon; get an insider’s view of the Metropolitan Museum; wander the battlefields at Gettysburg; take control of a space shuttle simulator; study Shakespeare, Poe or Dickinson; unlock the mysteries of the Dead Sea Scrolls; take a curtain call; set up your easel by a waterfall; shoot the rapids; increase your appreciation of jazz, opera, or folk music. Whatever you want to do, with Elderhostel programs the choice is yours.

"Last year alone, almost 175,000 people just like you took advantage of the unique experience that our adventures have to offer. Whether you attend by yourself, with a spouse, with a friend, or in a group, you’ll enjoy the company of fellow "hostelers" as you share common interests, discoveries, and adventures...."

Cheap and Free Travel

Travel Cheap by Exchanging Homes.  You can travel anywhere in the world for the cost of your plane fare or gas ... by setting up a house exchange in advance.  You can even exchange an RV... or an apartment... or a yacht.

Travel for Free as a Tour Leader.  Organize a safari... or a scuba diving tour... or cruise the world. We have found travel agencies who are ACTIVELY seeking tour leaders.  Some of them even provide extensive promotional help... including brochures and websites.

Teachers Travel Free Leading Educational Trips. Cash stipends often available.

Travel Free as a Church Tour Leader  Earn a free trip or cruise or pilgrimage... and in some cases earn as much as $10,000 per trip for you or your church by organizing and leading a tour.

Travel Free and Earn Cash as a College Campus Rep.  Promote Spring Break Travel on your campus, and earn trips and cash. 

Free Trips and Cash as a High School Trip Organizer.  Top organizers earn $10,000.

Free Trips to Israel

Free Gay and Lesbian Travel

Free Travel Directory 

Home Exchange Directory

Article: How to Travel for Free 

Budget Las Vegas Travel Where to find cheap hotels, meals, and entertainment.

Cheap Las Vegas Restaurants  Buffets and other cheap places to dine.

Is a Reverse Mortgage a Solution to Your Retirement Cash Problems?

National Reverse Mortgage Lenders Association

A reverse mortgage is a special type of loan used by older Americans to convert the equity in their homes into cash. The money obtained through a reverse mortgage can provide seniors with the financial security they need to fully enjoy their retirement years.

The reverse mortgage is aptly named because the payment stream is “reversed.” Instead of the borrower making monthly payments to a lender, as with a regular first mortgage or home equity loan, a lender makes payments to the borrower. While a reverse mortgage loan is outstanding, the borrower owns the home and holds title to it and does not make any monthly mortgage payments.

NRMLA offers 2 free guides to consumers on reverse mortgages. To order, click here

Viatical and Life Insurance Settlements Could Provide a Source of Cash Flow

See ViaticalExperts and Insurance Settlement Experts

Free and Low Cost Prescription Drugs

Lowcost Prescription Drugs  Dozens of ways  to locate free and low cost prescription drugs.

Clinical Trials could be another source of free drugs if you qualify.

Seniors and Prescription Drugs  by the Pharmaceutical Research and Manufacturers of America

New Medicines in Development for an Older America

Save Money on Shopping

Bargain Gourmet  Where to find low cost delicacies. The Great $1 Soap Hunt.

Save Money on Your Mortgage

How to Save Thousands of Dollars and Pay Off Your Mortgage Early

Help for Chronic Severe Pain

Jerry Lewis Conquers Chronic Pain with implanted Medtronics neurostimulator.

Retirement Communities

Senior Housing Net provides free information on retirement communities, assisted living facilities, nursing homes, and more. View detailed listings with photos, floor plans, and 360-degree virtual tours for housing throughout North America.

Assisted Living

SeniorAlternatives "has been providing free consumer directories to seniors, caregivers and healthcare professionals in major market areas throughout the country. Our mission is to be the complete reference guide for investigating the many options throughout the market areas. The guidebook gives you extensive information on the retirement communities, assisted living, alzheimers/dementia care specialty facilities, nursing homes and other care options. Also provided are helpful checklists of what to look for when visiting a potential home, financial information on Medicaid and Medicare and other editorial articles on home health care, adult day care, hospice care and more."

Elderly Benefits Specialists or "Red Tape Cutters"

ElderWeb, oldest and largest aging and eldercare sourcebook on the Web.

Wisconsin Dept. of Health and Family Services Elderly Benefits Specialists

Make Friends Online

The Baby Boomer Bistro was the first chat site in the UK developed specifically for the over 50s and offers chatters the chance to meet and make friends around the world. Via a variety of special virtual events, it also means that the voices of older people can be heard by politicians, decision makers and experts in many different fields.
 

Why worry about surviving on social security.. or waiting 40 years to retire!

Consider a way you could retire debt-free with a potential monthly income of as much as $6,569  --  and do it in just YEARS instead of decades?"

CLICK HERE

Retirement News

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Interesting Ways to Earn Extra Cash

Extra Cash: Learn Some of the Most UNUSUAL WAYS in the World to earn extra cash. Just added: "How to Earn a $200,000 Loan Fee".

Become a mystery shopper! Like dining out and trying new places? How about shopping? Would you enjoy a night or two away from home now and then? You may become a great mystery shopper.

Found Money: BILLIONS of Dollars in Unclaimed Assets

Finders Fees: MILLIONS of Dollars for Locating What Others Are Seeking

Rewards and Bounties: Learn Who's Paying THOUSANDS... and even MILLIONS OF DOLLARS... for finding a fugitive or proving a theory. Here's a couple of examples:

Resources

AAHSA

AARP

First Gov for Seniors

Next50.com

SeniorCenter

Senior.com

SeniorNet

Senior News Network

Senior Site

Third Age

Government Agencies and Information Sites
 
15 terrific, free publications on topics, such as making a will, understanding your Social Security benefits, planning for retirement, staying healthy, and much more.

Health Care Financing Administration The Medicare and Medicaid Agency

Health Care Financing Administration

Medicaid Long Term Care Services

Medicare Consumer Information

Medicare Frequently Asked Questions

National Institute on Aging

Administration on Aging

Social Security Online

State Agencies on Aging

The Eldercare Locator
It doesn't matter if you live in the same city or across the country...locating help for an older family member or friend is easier than ever before with the Eldercare Locator.

The Resource Directory for Older People
Intended to serve a wide audience, this directory from the Administration on Aging contains names, addresses, phone numbers, and fax numbers of organizations which provide information and other resources on matters relating to the needs of older persons.

Membership Organizations for Seniors
Membership organizations listed on this Administration on Aging web site reflect the diversity of backgrounds and interests of older individuals. While they share some common interests, they also reflect different political, ideological, economic and social viewpoints.  

U.S. Government Blue Pages Online Directory
A project that reinvents the way that Federal, State, County, Local, and Tribal government services are listed in 6,000 telephone directories distributed to over 91 million households.

The Catalog of Federal Domestic Assistance Programs
The Catalog of Federal Domestic Assistance Programs (CFDA) is a government-wide compendium of all 1,458 Federal programs, projects, services, and activities that provide assistance or benefits to the American public. These programs provide grants, loans, loan guarantees, services, information, scholarships, training, insurance, etc., to millions of Americans every day.

General Information Sites

AARP 55 ALIVE Mature Driving Program
AARP 55 ALIVE/Mature Driving is the nation's first and largest classroom driver improvement course specially designed for motorists age 50 and older.   It is intended to help older drivers improve their skills while teaching them to avoid accidents and traffic violations.

AARP Site For Grandparents
Find the latest facts about grandparent-headed households and where to turn for help and support.

GrandparentWorld.com
GrandparentWorld.com is a comprehensive Internet community that delivers a world of ways for grandparents to stay connected with their grandchildren, including free e-mail accounts, as well as relevant links and information on shopping, travel, health, finance and grandkid trends.

The Senior Corner - Traverse Area District Library
We find the listings on this web site well researched and exhaustive. The webmaster has been working on the site for many years now (as far as Internet history goes), and he puts in solid links for seniors to use. Well worth visiting.

Online Magazines for Seniors

Go60.com
Here you'll find timely, leading edge information about research in aging, and how society is adjusting, or not adjusting, to the explosion of an aging population.  Take a look at the
Myths About Age to discover some stark untruths about older citizens- Recommended

Grand Times
A weekly magazine for active seniors containing controversial, entertaining and informative articles on books, travel, and products and services which make life easier.

Helpguide
Helpguide is a breezy, easy to read web site that provides the best non-profit non-commercial links on the web focusing on mental health and aging well. Helpguide is a joint project of the Rotary Club of Santa Monica and the Center for Healthy Aging.

LovingCare
This site provides a single comprehensive resource for seniors and their family, offering helpful information about retirement planning, estate planning, interesting past times, and hobbies.

Modern Maturity
Published by AARP, the magazine carries articles about health, money, lifestyle, entertainment, issues affecting seniors, work, travel, food and games.

My Generation
A magazine published by AARP targeted at baby boomers.  Its editorial focus is on helping readers navigate everything from health and money to technology and raising children.

New Choices Magazine
From Reader’s Digest, it provides information on retirement, travel, health, financial and relationship issues.

Retirement Living
A
n array of resource materials, including a guide to state aging agencies, retirement news, and shopping for special assistive products and services. Check out the Taxes by State section - Recommended

RetiredAmericans
A web site that focuses the health and economic security of seniors.

The Senior Center
News and information about health, finance, cooking, hobbies, sex life, gardening, tracing family trees, and vacations. Includes links to other senior sites.

Senior Citizens Magazine
A beautifully designed online magazine, published monthly, Senior Citizens Magazine.com covers issues and information for the 50-plus, older senior and elder audiences. 

SeniorGlobe
A senior's community and information resource featuring channels on health, finances, travel, leisure and grandparenting. Community activities include chat, forums, free E-mail, web home pages, and a craft store.

Senior Journal
Nicely edited news journal for senior citizens - Recommended

Senior Living
Information, help and resources for those over age 50. Healthier, more active and often with greater expendable income, today's and tomorrow's mature retirees will live longer, be more active
- Recommended

SeniorMag
SeniorMag is "Senior America's Information Magazine" and is dedicated to providing a wide assortment of articles and public and private resources to seniors and caregivers.  Find topics on health, nutrition, safety, computer, transitioning lifestyles, and others.

Seniors Spirit
Dedicated to reflecting the millennium senior woman - her lifestyle, strategies for coping and her joy in living not dying.

SeniorWomen
This site is fashioned to reflect women's issues and concerns. It reflects those two most compelling relationships, that of community and connectivity. They offer original content that is both engaging and stimulating.

A Web Pointer For Senior Adults
A grassroots web site that the author spent considerable time assembling. Solid links.

WorldwideSeniors
An excellent senior website community. This site offers free weekly newsletter, plus interesting articles about RVs, computers, gardening, finance, health, travel, work, classifieds and friendship ads, online shopping and cool senior site links. Be sure to click on “Worldwide” as your community when you first enter the site

 

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